![]() One of the most important concepts in life insurance is your risk category, also called a rating class. ![]() Not all term product quotes from all term companies quoted are available in all states.Life insurance agents can use a lot of complex terms to explain how your policy works, but it doesn’t have to be complicated to understand. Our universal life products can be quoted to cover a term of up to age 120. We offer term quotes for 5, 10, 15, 20, 25, and 30 year term periods. Lewis Fink is licensed as a term life agent offering term life quotes in the following states: Term life quotes for: Alabama - AL, Arkansas - AR, California - CA, Colorado - CO, Connecticut - CT, Delaware - DE, District of Columbia - DC, Florida - FL, Georgia - GA, Idaho - ID, Illinois - IL, Indiana - IN, Iowa - IA, Kansas - KS, Kentucky - KY, Term quotes for: Louisiana - LA, Maine - ME, Maryland - MD, Massachusetts - MA, Michigan - MI, Mississippi - MS, Missouri - MO, Montana - MT, Nebraska - NE, New Mexico - NM, New Jersey - NJ, New York - NY, North Carolina - NC, Term quotes for: North Dakota - ND, Ohio - OH, Oklahoma - OK, Pennsylvania - PA, Rhode Island - R I, South Carolina - SC, South Dakota - SD, Tennessee - TN, Term quotes for: Texas - TX, Utah - UT, Vermont - VT, Virginia - VA, and Wisconsin - WI. AIG's common stock is listed on the New York Stock Exchange, as well as the stock exchanges in London, Paris, Switzerland and Tokyo. AIG has one of the largest retirement savings businesses in the United States and is a leader in asset management for the individual and institutional markets, with specialized investment management capabilities in equities, fixed income, alternative investments and real estate. AIG's financial services businesses include aircraft leasing, financial products, trading and market making, and consumer finance. AIG's global businesses also include financial services, retirement savings and asset management. Its member companies write a wide range of general insurance and life insurance products for commercial, institutional and individual customers through a variety of distribution channels in approximately 130 countries and jurisdictions throughout the world. AIG is the world's leading U.S.-based international insurance and financial services organization, the largest underwriter of commercial and industrial insurance in the United States, and among the top-ranked U.S. Return Of Premium Life Insurance from AIG and Key EmployeesĪbout AIG Life Insurance AIG American General is a member of American International Group, Inc. Return Of Premiun Level Term Product Features HERE! Return of Premium Life Insurance from AIG HERE! ROPTerm product series features level-death benefit term plans with fully guaranteed level premiums for the first 15, 20 or 30 years, with coverage expiring at age 95.įour rate bands are available: $100,000 – $149,999 $150,000 – $249,999 $250,000 – $499,999 and $500,000 and higher.Īvailable riders include: waiver of premium and child rider.Ī terminal illness endorsement is provided at no additional premium on those states where it is approved. If the policy-owner chooses to convert during the level term period, any available cash value will be transferred to the new policy. ![]() ROPTerm may be converted to a level-premium, level-death benefit permanent life insurance plan during the conversion period. The cumulative premium paid on the policy during the level term period, not including substandard and rider charges, if any, will be paid to the policy-owner at the end of the level term period if the policy is then in force. ROPTerm has guaranteed cash values based on a percentage of the sum of premiums paid. ROPTerm serves a growing niche of people who want the cash values typically associated with permanent insurance as well as the lower cost of term insurance protection. ROPTerm is one of the industry's first term life products to offer a full return of your premium at the end of the level-premium term. ROPTerm bridges the gap between low-cost term insurance and permanent insurance. Return of Premium Term Life Insurance From: AIG Chase Fidelity & Guaranty GenworthĪmerican General has introduced a new term life insurance product that provides death benefit protection and a return of premium feature. ![]() See which company is most suitable for your needsĪpplications Underwriting Term Life Insurance Polices Term Life Insurance what it is, how does it work- Instant Quotes, traditional - return of premium - no exam Term Life Insurance Definitions helps to become more knowledgeable of term life insurance and permanent life insurance.
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